Before applying for a mortgage, there are a few things you need to be aware of and avoid.
First, you shouldn’t make any big life changes during the application process, such as getting married, quitting your job, or starting a new business. In addition, you don’t want to open any new lines of credit. Don’t rack up credit card debt, buy a new car, new furniture, and so on—even if you can afford it!
Make sure you don’t miss any payments.
Finally, don’t lose control of your finances; moving can be hectic, but make sure you don’t miss any payments.
If you have any questions or would like further information about mortgages, feel free to reach out to First Community Mortgage at 254-690-3765. If you’re ready to start the home buying process, call The Shine Team at 254-690-4321 or email shine@shineteam.com.
Here’s what you need to do in order to have a smooth close:
1. Use professionals to make the repairs. I’ve had many sellers try to do their own repairs, only to find out that it wasn’t up to a professional standard. In the long run, it delayed closing and cost them more money.
There may well be things that could possibly delay your closing—just try to focus on the fact that you will get to the finish line eventually, and keep your cool.
2. Make sure all utilities are on for the home inspection. Also, be sure that your property has been dewinterized so the inspector can turn everything on to inspect it.
3. Be patient during the closing process. There may well be things that could possibly delay your closing—just try to focus on the fact that you will get to the finish line eventually, and keep your cool.
If you have any questions about this or about buying or selling a home, you’re more than welcome to reach out to us. The Shine Team Realtors are here to help with any of your real estate needs.
I’m happy to be joined today by the branch marketing director, Amanda Carlson, as she gives us a glimpse into a few of the wonderful programs Armed Services YMCA have to offer.
Our exploration through Central Texas has taken us to our next stop: Harker Heights’ Armed Services YMCA. Not only is it a newer branch, but it’s one of the few that is open to service members and the civilian population alike.
I’m happy to be joined today by the branch marketing director, Amanda Carlson, as she gives us a glimpse into a few of the wonderful programs they have to offer.
When you think of classes you might take at the Armed Services YMCA, a cooking class isn’t the first that comes to mind, but the center holds weekly “little chefs” and “junior chefs” classes that teach kids how to cut vegetables, keep their areas clean, and prepare food.
Not only is it a newer branch, but it’s one of the few that is open to service members and the civilian population alike.
When it comes to their swimming programs, they offer the traditional classes and then some—partnered with Seaton, they provide therapeutic classes such as “Twinges in the Hinges” and others for those that are unable to exercise in the typical fashion.
Beyond that, they have a good selection of exercise resources; they have a sizable gym along with a gorgeous track that encircles their basketball court below.
Only rivaled by the yoga classes they hold, their spin classes are some of the most popular options available.
If you have any questions about the Harker Heights’ Armed Services YMCA or for help with any and all of your real estate needs, please contact me. I’d love to speak with you!
